FreeStyle 100/100

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 WHAT DOES 100% FINANCING MEAN?

A hard money is short-term real estate investment financing, but what exactly is a 100% hard money financed loan?

This can be a little trickier because every hard money lender has their own definition.

There are three different categories of costs for a fix and flipper completing a deal:

• Purchase Price
• Repair Costs
• Loan/Closing Costs

For most hard money lenders, 100% financing means they lend up to 75% to 90% of the purchase price of the property. Then they’ll lend perhaps 100% of the repair costs, and then the borrower also brings the loan/closing costs to the table as well.

Here is what WE do.

 WE focus on the property and the opportunity... Not on you the borrower.  WE lend 100% of the Purchase Price and 100% of the rehab!

No matter who you are, no matter your past (with very few exceptions), and no matter how much money you have or make, you can go out and find a great deal that we’ll finance 100% of the cost. 

We are willing to lend up to 75% of a property’s after repair value (ARV)—so if you can fit all your costs under that 75% number, then you’ve got a great shot at 100%  financing. (100% of all fees and closing cost will be rolled into the loan)  

Here’s how that looks:

Let’s say that you find a property that you believe will sell for $350k once you’ve fixed it up and sold it.